Terms of Use
The rules for using this website.
Effective date: October 22, 2026
In short: a quote request is not insurance. You are not covered until an insurance company confirms your policy in writing.
About this site
hacheminsurance.com is run by Hachem Insurance Agency, an independent insurance agency in Michigan. By using this site you agree to these terms.
Quotes are not coverage
- Sending a form, email, upload or message does not start, change or cancel any insurance.
- Coverage begins only when an insurance company accepts it and we confirm it to you in writing.
- Prices and coverage depend on the insurance company's review and can change until the policy is issued.
- Your policy documents are what govern your coverage, not this website.
Your information must be accurate
Please give complete and truthful answers. Wrong or missing information can change your price or lead an insurance company to deny a claim or cancel a policy. Only send information you are allowed to share, such as details of other drivers in your household.
General information only
Content on this site is general information, not legal, tax or financial advice. The list of insurance companies shows companies we work with; it does not mean any one of them will offer you a policy.
Acceptable use
Please do not misuse the site, upload harmful files, send spam, or try to access our office system without permission.
Our content
The text, logo and design of this site belong to Hachem Insurance Agency. Insurance company names belong to their owners.
Limits
We work to keep the site accurate and available, but it is provided "as is". To the extent the law allows, we are not responsible for losses caused by using the site or by it being unavailable. Nothing here limits rights you have under Michigan insurance law.
Privacy
How we handle your information is explained in our Privacy Policy.
Law and changes
These terms are governed by the laws of the State of Michigan. We may update them; the effective date above shows the latest version.
Contact
313-828-2266 · [email protected]
If the English and Arabic versions differ, the English version applies.